Natural hazards · Garten

Garten, WV natural hazards

Most of the natural-hazard damage FEMA expects in Garten comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Garten?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garten to be higher than in 3% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding59%Lightning18%Everything else23%

By hazard

What Garten faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 2 times a year in the area

Lightning

18% of expected damage

Above average · higher than 62% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Garten flood?

FEMA's records show no paid flood insurance claims in Garten.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Garten isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fayette County.

Disasters that hit Garten

Federal disasters declared here

None of the disasters declared for Fayette County shows FEMA aid or repair money reaching Garten itself in FEMA’s records.

Brought FEMA money into GartenDeclared for Fayette County only

Fayette County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garten is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Garten’s own flood-insurance community; household aid to the registrant’s city; repair grants to Garten. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.