Natural hazards · Friendly

Friendly, WV natural hazards

Most of the natural-hazard damage FEMA expects in Friendly comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2004. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Friendly?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Friendly to be higher than in 94% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Friendly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Friendly flood?

Every paid claim on a federal flood insurance policy in Friendly, from FEMA’s records.

3paid claims since 2004

$37Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Tropical Storm Ivan: 1 claim, $32K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Friendly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tyler County.

Disasters that hit Friendly

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Friendly itself: aid to households, or repair grants to the Town of Friendly.

Brought FEMA money into FriendlyDeclared for Tyler County only

2012

Severe Storms and Straight-Line Winds

4 households applied for aid $10K aid approved

2004

Severe Storms, Flooding, and Landslides

33 households applied for aid $191K aid approved $17K to the Town of Friendly for repairs

Tyler County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Friendly is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Friendly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Friendly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.