Natural hazards · Fenwick

Fenwick, WV natural hazards

Most of the natural-hazard damage FEMA expects in Fenwick comes from inland flooding, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fenwick?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fenwick to be higher than in 93% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding79%Cold waves18%Everything else4%

By hazard

What Fenwick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fenwick flood?

FEMA's records show no paid flood insurance claims in Fenwick.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fenwick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nicholas County.

Disasters that hit Fenwick

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fenwick itself: aid to households, or repair grants to Fenwick.

Brought FEMA money into FenwickDeclared for Nicholas County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

5 households applied for aid $10K aid approved

2016

Severe Storms, Flooding, Landslides, and Mudslides

26 households applied for aid $63K aid approved

2012

Severe Storms and Straight-Line Winds

9 households applied for aid $2K aid approved

2004

Severe Storms, Flooding, and Landslides

2 households applied for aid $3K aid approved

2003

Severe Storms, Flooding, and Landslides

20 households applied for aid $79K aid approved

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

11 households applied for aid $14K aid approved

Nicholas County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fenwick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fenwick’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fenwick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Fenwick, WV natural hazards

How exposed is Fenwick?

What Fenwick faces

Inland flooding

Cold waves

Lower here

Not a risk here

Does Fenwick flood?

6 federal disasters brought FEMA money here

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

Severe Storms, Flooding, Landslides, and Mudslides

Severe Storms and Straight-Line Winds

Severe Storms, Flooding, and Landslides

Severe Storms, Flooding, and Landslides

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

How to read this page

Where to, neighbor?

Matches

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