Natural hazards · Deep Water

Deep Water, WV natural hazards

Most of the natural-hazard damage FEMA expects in Deep Water comes from inland flooding, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deep Water?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deep Water to be higher than in 98% of U.S. communities, mostly from inland flooding.

Inland flooding94%Everything else6%

By hazard

What Deep Water faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

94% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deep Water flood?

FEMA's records show no paid flood insurance claims in Deep Water.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Deep Water isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fayette County.

Disasters that hit Deep Water

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Deep Water itself: aid to households, or repair grants to Deep Water.

Brought FEMA money into Deep WaterDeclared for Fayette County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

1 household applied for aid $300 aid approved

2012

Severe Storms and Straight-Line Winds

14 households applied for aid $5K aid approved

2004

Severe Storms, Flooding, and Landslides

1 household applied for aid

2003

Severe Storms, Flooding, and Landslides

4 households applied for aid $28K aid approved

Fayette County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deep Water is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Deep Water’s own flood-insurance community; household aid to the registrant’s city; repair grants to Deep Water. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Deep Water, WV natural hazards

How exposed is Deep Water?

What Deep Water faces

Inland flooding

Lower here

Not a risk here

Does Deep Water flood?

4 federal disasters brought FEMA money here

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

Severe Storms and Straight-Line Winds

Severe Storms, Flooding, and Landslides

Severe Storms, Flooding, and Landslides

How to read this page

Where to, neighbor?

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