Natural hazards · Davy

Davy, WV natural hazards

Most of the natural-hazard damage FEMA expects in Davy comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 1981. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Davy?

94
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Davy to be higher than in 94% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding72%Cold waves22%Everything else6%
By hazard

What Davy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Cold waves

22% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Davy flood?

Every paid claim on a federal flood insurance policy in Davy, from FEMA’s records.

5paid claims since 1981
$95Kpaid to owners
1homes flooded more than once
19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Davy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: McDowell County.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared
Disasters that hit Davy

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Davy itself: aid to households, or repair grants to the Town of Davy.

Brought FEMA money into DavyDeclared for McDowell County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

51 households applied for aid $598K aid approved $9K to the Town of Davy for repairs
2012

Severe Storms and Straight-Line Winds

6 households applied for aid $3K aid approved
2010

Severe Storms, Flooding, Mudslides, and Landslides

97 households applied for aid $265K aid approved $73K to the Town of Davy for repairs
2009

Severe Storms, Flooding, Mudslides, and Landslides

35 households applied for aid $27K aid approved
2004

Severe Storms, Flooding, and Landslides

33 households applied for aid $35K aid approved
2003

Severe Storms, Flooding, and Landslides

49 households applied for aid $114K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

17 households applied for aid $29K aid approved
2002

Severe Storms, Flooding and Landslides

$2K to the Town of Davy for repairs
McDowell County has had 23 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Davy is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Davy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Davy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01