Natural hazards · Davis

Davis, WV natural hazards

Most of the natural-hazard damage FEMA expects in Davis comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2003. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Davis?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Davis to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding87%Cold waves5%Everything else8%

By hazard

What Davis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Cold waves

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Davis flood?

Every paid claim on a federal flood insurance policy in Davis, from FEMA’s records.

1paid claims since 2003

$6Kpaid to owners

0homes flooded more than once

20032026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Davis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tucker County.

Disasters that hit Davis

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Davis itself: aid to households, or repair grants to the Town of Davis.

Brought FEMA money into DavisDeclared for Tucker County only

2012

Hurricane Sandy

$2K to the Town of Davis for repairs

2010

Severe Winter Storms and Snowstorms

$9K to the Town of Davis for repairs

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

$2K to the Town of Davis for repairs

Tucker County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Davis is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Davis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Davis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.