Natural hazards · Crum

Crum, WV natural hazards

Most of the natural-hazard damage FEMA expects in Crum comes from inland flooding, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Crum?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crum to be higher than in 100% of U.S. communities, mostly from inland flooding.

Inland flooding90%Heat waves5%Everything else4%

By hazard

What Crum faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

90% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Heat waves

5% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Crum flood?

FEMA's records show no paid flood insurance claims in Crum.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Crum isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Crum

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crum itself: aid to households, or repair grants to Crum.

Brought FEMA money into CrumDeclared for Wayne County only

2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

51 households applied for aid $356K aid approved

2021

Severe Storms and Flooding

12 households applied for aid $117K aid approved

2012

Severe Storms, Tornadoes, Flooding, Mudslides, and Landslides

22 households applied for aid $51K aid approved

2004

Severe Storms, Flooding, and Landslides

89 households applied for aid $189K aid approved

2003

Severe Storms, Flooding, and Landslides

79 households applied for aid $139K aid approved

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

24 households applied for aid $69K aid approved

Wayne County has had 28 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crum is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Crum’s own flood-insurance community; household aid to the registrant’s city; repair grants to Crum. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Crum, WV natural hazards

How exposed is Crum?

What Crum faces

Inland flooding

Heat waves

Lower here

Not a risk here

Does Crum flood?

6 federal disasters brought FEMA money here

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

Severe Storms and Flooding

Severe Storms, Tornadoes, Flooding, Mudslides, and Landslides

Severe Storms, Flooding, and Landslides

Severe Storms, Flooding, and Landslides

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

How to read this page

Where to, neighbor?

Matches

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