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Housing in Cowen

A typical Cowen home is worth about $87,000

Down 1.8% in a year, 51% below the West Virginia typical home.

Typical home value
$87K
▼ 1.8% in a year · WV $180K
Zillow
2-bedroom rent
$890
a month, utilities in · HUD
Median tax bill
$333
WV $865

What kind of housing town is Cowen?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Cowen

Try your own numbers below.

You could afford about
$246,000
Typical Cowen home $87K

That covers a typical Cowen home, with $159K to spare.

The typical home, each month
$500
Loan $430Tax $40Insurance $30

A two-bedroom rents for about $890 a month here, $390 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the West Virginia typical property tax (0.53% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Up 4.1% in five years

Slower than West Virginia (22.5%).

CowenWest Virginia
$50K$75K$100K$125K$150K$175K$200K2020202220242026
Show as a table
JanuaryCowenWest Virginia
2020$65,000$122,000
2021$79,000$137,000
2022$86,000$149,000
2023$94,000$158,000
2024$91,000$163,000
2025$96,000$175,000
2026$83,000$176,000
August 2026$87,000$180,000
Then & now

A typical Cowen home worth $66K in February 2019 is worth about $87K today.

+$21K
−1.8%
past year
+4.1%
past 5 years
+31.5%
since 2019

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.

Renting

A two-bedroom rents for about $890

Renters already here pay a median of $675, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$670
1 bedroom$680
2 bedrooms$890
3 bedrooms$1,090
4 bedrooms$1,210
44%
of households rent · WV 25%
67
renter households
$675
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Webster County, WV): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2014

No permits for new homes were issued in Cowen in 2014 or in any year since 2000.

Single-family
01 200020052010
0
new homes permitted in 2014
0
homes in the past 10 years
Every year as a table
YearNew homesSingle-family2+ per buildingValue
2014000—
2013000—
2012000—
2011000—
2010000—
2009000—
2008000—
2007000—
2006000—
2005000—
2004000—
2003000—
2002000—
2001000—
2000000—

Cowen's permit office didn't report to the Census in 2014, so the 2014 figures are Census estimates.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

57% of Cowen households own their home

Half of Cowen’s homes were built before 1972.

Owners and renters
Own 57%Rent 44%

West Virginia: 75% own.

1972
typical home built · WV 1976
$333
median property tax bill · WV $865
4%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Neighbors talk housing

What Cowen buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Cowen still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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