Natural hazards · Colcord

Colcord, WV natural hazards

Most of the natural-hazard damage FEMA expects in Colcord comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Colcord?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colcord to be higher than in 98% of U.S. communities, mostly from inland flooding.

Inland flooding95%Everything else5%

By hazard

What Colcord faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

95% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Colcord flood?

FEMA's records show no paid flood insurance claims in Colcord.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Colcord isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Raleigh County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Colcord

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Colcord itself: aid to households, or repair grants to Colcord.

Brought FEMA money into ColcordDeclared for Raleigh County only

2012

Severe Storms and Straight-Line Winds

1 household applied for aid $7K aid approved

2003

Severe Storms, Flooding, and Landslides

4 households applied for aid $18K aid approved

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

2 households applied for aid $551 aid approved

Raleigh County has had 25 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colcord is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Colcord’s own flood-insurance community; household aid to the registrant’s city; repair grants to Colcord. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.