Natural hazards · Coal Fork

Coal Fork, WV natural hazards

Most of the natural-hazard damage FEMA expects in Coal Fork comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coal Fork?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coal Fork to be higher than in 91% of U.S. communities, mostly from inland flooding.

Inland flooding92%Everything else8%

By hazard

What Coal Fork faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

92% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coal Fork flood?

FEMA's records show no paid flood insurance claims in Coal Fork.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coal Fork isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kanawha County.

Disasters that hit Coal Fork

Federal disasters declared here

None of the disasters declared for Kanawha County shows FEMA aid or repair money reaching Coal Fork itself in FEMA’s records.

Brought FEMA money into Coal ForkDeclared for Kanawha County only

Kanawha County has had 27 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coal Fork is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coal Fork’s own flood-insurance community; household aid to the registrant’s city; repair grants to Coal Fork. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.