Natural hazards · Chesapeake

Chesapeake, WV natural hazards

Most of the natural-hazard damage FEMA expects in Chesapeake comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 7 claims here since 2003. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Chesapeake?

99
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chesapeake to be higher than in 99% of U.S. communities, mostly from inland flooding.

Inland flooding96%Everything else4%
By hazard

What Chesapeake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

96% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Chesapeake flood?

Every paid claim on a federal flood insurance policy in Chesapeake, from FEMA’s records.

7paid claims since 2003
$95Kpaid to owners
1homes flooded more than once
20032026

Biggest named events

  • Summer severe storms: 2 claims, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Chesapeake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kanawha County.
Disasters that hit Chesapeake

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chesapeake itself: aid to households, or repair grants to the Town of Chesapeake.

Brought FEMA money into ChesapeakeDeclared for Kanawha County only
2024

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $1K aid approved
2024

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides

5 households applied for aid $35K aid approved
2023

Severe Storms, Flooding, Landslides, and Mudslides

3 households applied for aid $24K aid approved
2016

Severe Storms, Flooding, Landslides, and Mudslides

4 households applied for aid
2012

Severe Storms and Straight-Line Winds

1 household applied for aid
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

1 household applied for aid
Kanawha County has had 27 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chesapeake is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Chesapeake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Chesapeake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01