Natural hazards · Chattaroy

Chattaroy, WV natural hazards

Most of the natural-hazard damage FEMA expects in Chattaroy comes from inland flooding, and overall the risk is very high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Chattaroy?

97
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chattaroy to be higher than in 97% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%
By hazard

What Chattaroy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Chattaroy flood?

FEMA's records show no paid flood insurance claims in Chattaroy.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Chattaroy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mingo County.
Disasters that hit Chattaroy

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chattaroy itself: aid to households, or repair grants to Chattaroy.

Brought FEMA money into ChattaroyDeclared for Mingo County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

7 households applied for aid $69K aid approved
2021

Severe Storms and Flooding

1 household applied for aid
2012

Severe Storms and Straight-Line Winds

1 household applied for aid $5K aid approved
2010

Severe Storms, Flooding, Mudslides, and Landslides

1 household applied for aid $4K aid approved
2009

Severe Storms, Flooding, Mudslides, and Landslides

8 households applied for aid $13K aid approved
2004

Severe Storms, Flooding, and Landslides

123 households applied for aid $262K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

6 households applied for aid $14K aid approved
Mingo County has had 30 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chattaroy is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Chattaroy’s own flood-insurance community; household aid to the registrant’s city; repair grants to Chattaroy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01