Natural hazards · Carolina

Carolina, WV natural hazards

Most of the natural-hazard damage FEMA expects in Carolina comes from inland flooding, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carolina?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carolina to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%

By hazard

What Carolina faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carolina flood?

FEMA's records show no paid flood insurance claims in Carolina.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carolina isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

Disasters that hit Carolina

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Carolina itself: aid to households, or repair grants to Carolina.

Brought FEMA money into CarolinaDeclared for Marion County only

2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

1 household applied for aid $31K aid approved

2017

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $14K aid approved

2012

Severe Storms, Tornadoes, Flooding, Mudslides, and Landslides

3 households applied for aid $5K aid approved

2008

Severe Storms, Tornadoes, Flooding, Mudslides, and

3 households applied for aid $998 aid approved

2003

Severe Storms, Flooding, and Landslides

4 households applied for aid $1K aid approved

Marion County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carolina is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Carolina’s own flood-insurance community; household aid to the registrant’s city; repair grants to Carolina. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.