Natural hazards · Boaz

Boaz, WV natural hazards

Most of the natural-hazard damage FEMA expects in Boaz comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Boaz?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Boaz to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%

By hazard

What Boaz faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Boaz flood?

Every paid claim on a federal flood insurance policy in Boaz, from FEMA’s records.

5paid claims since 1978

$127Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Tropical Storm Ivan: 1 claim, $14K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Boaz isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.

Disasters that hit Boaz

Federal disasters declared here

None of the disasters declared for Wood County shows FEMA aid or repair money reaching Boaz itself in FEMA’s records.

Brought FEMA money into BoazDeclared for Wood County only

Wood County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Boaz

Boaz and the towns around it

Very lowLowModerateHighVery high

Boazmostly inland floodingHigh

Warrenmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Boaz covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Boaz’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Boaz. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Boaz total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.