Natural hazards · Bluefield

Bluefield, WV natural hazards

Most of the natural-hazard damage FEMA expects in Bluefield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 19 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bluefield?

26
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bluefield to be higher than in 26% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding67%Cold waves19%Earthquakes6%Everything else9%
By hazard

What Bluefield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 2 times a year in the area

Cold waves

19% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 62% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHeat wavesDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bluefield flood?

Every paid claim on a federal flood insurance policy in Bluefield, from FEMA’s records.

19paid claims since 1979
$130Kpaid to owners
4homes flooded more than once
19792026

Biggest named events

  • Tropical Storm Ivan: 1 claim, $414

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bluefield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mercer County.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared
Disasters that hit Bluefield

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bluefield itself: aid to households, or repair grants to the City of Bluefield.

Brought FEMA money into BluefieldDeclared for Mercer County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

187 households applied for aid $853K aid approved
2024

Post-Tropical Storm Helene

743 households applied for aid $2.6M aid approved
2012

Severe Storms and Straight-Line Winds

58 households applied for aid $21K aid approved
2010

Severe Storms, Flooding, Mudslides, and Landslides

136 households applied for aid $281K aid approved
2009

Severe Winter Storm and Snowstorm

$37K to the City of Bluefield for repairs
2009

Severe Storms, Flooding, Mudslides, and Landslides

33 households applied for aid $29K aid approved
2004

Severe Storms, Flooding, and Landslides

540 households applied for aid $524K aid approved $40K to the City of Bluefield for repairs
2003

Severe Storms, Flooding, and Landslides

207 households applied for aid $388K aid approved $14K to the City of Bluefield for repairs
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

68 households applied for aid $73K aid approved
2002

Severe Storms, Flooding and Landslides

$8K to the City of Bluefield for repairs
2001

Severe Storms, Flooding and Landslides

$52K to the City of Bluefield for repairs
Mercer County has had 24 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bluefield covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Bluefield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bluefield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bluefield total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01