Natural hazards · Beverly

Beverly, WV natural hazards

Most of the natural-hazard damage FEMA expects in Beverly comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 10 claims here since 1985. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beverly?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beverly to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding93%Everything else7%

By hazard

What Beverly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

93% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHeat wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beverly flood?

Every paid claim on a federal flood insurance policy in Beverly, from FEMA’s records.

10paid claims since 1985

$135Kpaid to owners

2homes flooded more than once

19852026

Biggest named events

April 2007 Nor'easter: 1 claim, $20K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beverly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Randolph County.

Disasters that hit Beverly

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Beverly itself: aid to households, or repair grants to the Town of Beverly.

Brought FEMA money into BeverlyDeclared for Randolph County only

2012

Severe Storms and Straight-Line Winds

$3K to the Town of Beverly for repairs

Randolph County has had 18 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beverly is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beverly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Beverly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.