Natural hazards · Beaver

Beaver, WV natural hazards

Most of the natural-hazard damage FEMA expects in Beaver comes from inland flooding, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Beaver?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beaver to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%
By hazard

What Beaver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage
Above average · higher than 70% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Beaver flood?

FEMA's records show no paid flood insurance claims in Beaver.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Beaver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Raleigh County.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared
Disasters that hit Beaver

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beaver itself: aid to households, or repair grants to Beaver.

Brought FEMA money into BeaverDeclared for Raleigh County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

14 households applied for aid $56K aid approved
2012

Severe Storms and Straight-Line Winds

25 households applied for aid $10K aid approved
2010

Severe Storms, Flooding, Mudslides, and Landslides

84 households applied for aid $248K aid approved
2009

Severe Storms, Flooding, Mudslides, and Landslides

2 households applied for aid $14K aid approved
2004

Severe Storms, Flooding, and Landslides

16 households applied for aid $19K aid approved
2003

Severe Storms, Flooding, and Landslides

30 households applied for aid $58K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

9 households applied for aid $8K aid approved
Raleigh County has had 25 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beaver is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Beaver’s own flood-insurance community; household aid to the registrant’s city; repair grants to Beaver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01