Natural hazards · Beards Fork

Beards Fork, WV natural hazards

Most of the natural-hazard damage FEMA expects in Beards Fork comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beards Fork?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beards Fork to be higher than in 98% of U.S. communities, mostly from inland flooding.

Inland flooding94%Everything else6%

By hazard

What Beards Fork faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

94% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beards Fork flood?

FEMA's records show no paid flood insurance claims in Beards Fork.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beards Fork isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fayette County.

Disasters that hit Beards Fork

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beards Fork itself: aid to households, or repair grants to Beards Fork.

Brought FEMA money into Beards ForkDeclared for Fayette County only

2012

Severe Storms and Straight-Line Winds

1 household applied for aid $541 aid approved

2003

Severe Storms, Flooding, and Landslides

1 household applied for aid $1K aid approved

2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

1 household applied for aid

Fayette County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beards Fork is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beards Fork’s own flood-insurance community; household aid to the registrant’s city; repair grants to Beards Fork. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.