Natural hazards · Athens

Athens, WV natural hazards

Most of the natural-hazard damage FEMA expects in Athens comes from inland flooding, and overall the risk is very low for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Athens?

10
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Athens to be higher than in 10% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves28%Everything else19%
By hazard

What Athens faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage
Below average · higher than 28% of U.S. places
Recorded about 2 times a year in the area

Cold waves

28% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHeat wavesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Athens flood?

FEMA's records show no paid flood insurance claims in Athens.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Athens isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mercer County.
Disasters that hit Athens

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Athens itself: aid to households, or repair grants to the Town of Athens.

Brought FEMA money into AthensDeclared for Mercer County only
2025

Severe Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

4 households applied for aid $12K aid approved $156K to the Town of Athens for repairs
2024

Post-Tropical Storm Helene

6 households applied for aid $3K aid approved
2015

Severe Winter Storm, Flooding, Landslides, and Mudslides

$6K to the Town of Athens for repairs
2012

Severe Storms and Straight-Line Winds

1 household applied for aid
2010

Severe Storms, Flooding, Mudslides, and Landslides

5 households applied for aid $11K aid approved $5K to the Town of Athens for repairs
2009

Severe Winter Storm and Snowstorm

$2K to the Town of Athens for repairs
2004

Severe Storms, Flooding, and Landslides

5 households applied for aid $1K aid approved
2003

Severe Storms, Flooding, and Landslides

6 households applied for aid $5K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

2 households applied for aid $999 aid approved
Mercer County has had 24 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Athens is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Athens’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Athens. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01