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Natural hazards · Apple Grove

Apple Grove, WV natural hazards

Most of the natural-hazard damage FEMA expects in Apple Grove comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Apple Grove?

76
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Apple Grove to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%
By hazard

What Apple Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Apple Grove flood?

FEMA's records show no paid flood insurance claims in Apple Grove.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Apple Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mason County.
Disasters that hit Apple Grove

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Apple Grove itself: aid to households, or repair grants to Apple Grove.

Brought FEMA money into Apple GroveDeclared for Mason County only
2012

Severe Storms and Straight-Line Winds

6 households applied for aid
2004

Severe Storms, Flooding, and Landslides

3 households applied for aid $7K aid approved
2003

Severe Storms, Flooding, and Landslides

6 households applied for aid $6K aid approved
2003

Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and Landslides

12 households applied for aid $24K aid approved
Mason County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Apple Grove

Apple Grove and the towns around it

Ohio: Very high, mostly inland floodingGuyan: Very high, mostly inland floodingClay: Very high, mostly inland floodingApple Grove: High, mostly inland flooding Apple GroveOhio
Very lowLowModerateHighVery high
Ohiomostly inland floodingVery high
Apple Grovemostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Apple Grove is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Apple Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to Apple Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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