Natural hazards · Wolf River

Wolf River, WI natural hazards

Most of the natural-hazard damage FEMA expects in Wolf River comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wolf River?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wolf River to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves12%Tornadoes10%Everything else11%

By hazard

What Wolf River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Cold waves

12% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 25 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wolf River flood?

FEMA's records show no paid flood insurance claims in Wolf River.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wolf River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Winnebago County.

Disasters that hit Wolf River

Federal disasters declared here

None of the disasters declared for Winnebago County shows FEMA aid or repair money reaching Wolf River itself in FEMA’s records.

Brought FEMA money into Wolf RiverDeclared for Winnebago County only

Winnebago County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Wolf River

Wolf River and the towns around it

Very lowLowModerateHighVery high

Wolf Rivermostly inland floodingHigh

Winchestermostly inland floodingHigh

Poyganmostly inland floodingModerate

Fremontmostly inland floodingModerate

Caledoniamostly inland floodingModerate

Bloomfieldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wolf River is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wolf River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wolf River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.