Natural hazards · Wind Point

Wind Point, WI natural hazards

Most of the natural-hazard damage FEMA expects in Wind Point comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2022. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wind Point?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wind Point to be higher than in 4% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves29%Tornadoes19%Everything else13%

By hazard

What Wind Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 2 times a year in the area

Cold waves

29% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

19% of expected damage

Above average · higher than 64% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wind Point flood?

Every paid claim on a federal flood insurance policy in Wind Point, from FEMA’s records.

1paid claims since 2022

$15Kpaid to owners

0homes flooded more than once

20222026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wind Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Racine County.

Disasters that hit Wind Point

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wind Point itself: aid to households, or repair grants to the Village of Wind Point.

Brought FEMA money into Wind PointDeclared for Racine County only

2020

Severe Winter Storm and Flooding

$28K to the Village of Wind Point for repairs

2011

Severe Winter Storm and Snowstorm

$4K to the Village of Wind Point for repairs

2008

Record Snow and Near Record Snow

$3K to the Village of Wind Point for repairs

2000

Snow

$2K to the Village of Wind Point for repairs

Racine County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Wind Point

Wind Point and the towns around it

Very lowLowModerateHighVery high

Caledoniamostly inland floodingVery low

Wind Pointmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wind Point covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wind Point’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Wind Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wind Point total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.