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Natural hazards · Westford

Westford, WI natural hazards

Most of the natural-hazard damage FEMA expects in Westford comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2004. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Westford?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westford to be higher than in 22% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves19%Tornadoes18%Hail8%Everything else11%
By hazard

What Westford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Below average · higher than 31% of U.S. places
Recorded about once a year in the area

Cold waves

19% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 17 years in the area

Hail

8% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Westford flood?

Every paid claim on a federal flood insurance policy in Westford, from FEMA’s records.

2paid claims since 2004
$11Kpaid to owners
0homes flooded more than once
20042026

Biggest named events

  • Storm: 1 claim, $8K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Westford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dodge County.
Disasters that hit Westford

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westford itself: aid to households, or repair grants to the Town of Westford.

Brought FEMA money into WestfordDeclared for Dodge County only
2008

Severe Storms, Tornadoes, and Flooding

$19K to the Town of Westford for repairs
2000

Severe Storms, Tornadoes, and Flooding

$30K to the Town of Westford for repairs
Dodge County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.
Around Westford

Westford and the towns around it

Randolph: Low, mostly inland floodingCalamus: Low, mostly inland floodingCourtland: High, mostly hailFox Lake: Low, mostly inland floodingBeaver Dam: Very low, mostly inland floodingBeaver Dam: Very low, mostly inland floodingTrenton: Very low, mostly inland floodingRandolph: High, mostly hailFountain Prairie: High, mostly hailLowell: Low, mostly inland floodingElba: Low, mostly inland floodingCambria: High, mostly hailSpringvale: High, mostly hailMackford: Low, mostly inland floodingOak Grove: Very low, mostly inland floodingBurnett: Low, mostly inland floodingChester: Very low, mostly inland floodingAlto: Very low, mostly inland floodingWaupun: Low, mostly inland floodingWestford: Low, mostly inland flooding WestfordRandolphCalamusCourtlandFox LakeBeaver DamBeaver DamTrenton
Very lowLowModerateHighVery high
Courtlandmostly hailHigh
Westfordmostly inland floodingLow
Randolphmostly inland floodingLow
Calamusmostly inland floodingLow
Fox Lakemostly inland floodingLow
Beaver Dammostly inland floodingVery low
Beaver Dammostly inland floodingVery low
Trentonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westford covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Westford’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Westford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Westford total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Westford, WIDodge CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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