Natural hazards · Westfield

Westfield, WI natural hazards

Most of the natural-hazard damage FEMA expects in Westfield comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2008. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Westfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westfield to be higher than in 48% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves40%Inland flooding33%Hail10%Tornadoes10%Everything else9%

By hazard

What Westfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

40% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 6 times a year in the area

Inland flooding

33% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 3 years in the area

Hail

10% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 22 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Westfield flood?

Every paid claim on a federal flood insurance policy in Westfield, from FEMA’s records.

1paid claims since 2008

$4Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Storm: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Westfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marquette County.

Disasters that hit Westfield

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westfield itself: aid to households, or repair grants to the Village of Westfield.

Brought FEMA money into WestfieldDeclared for Marquette County only

2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

1 household applied for aid $455 aid approved

2008

Severe Storms, Tornadoes, and Flooding

15 households applied for aid $7K aid approved

2004

Severe Storms and Flooding

11 households applied for aid $20K aid approved

Marquette County has had 7 natural disasters declared since 1953, most often severe storms and floods.

Around Westfield

Westfield and the towns around it

Very lowLowModerateHighVery high

Harrismostly inland floodingHigh

Springfieldmostly cold wavesModerate

Westfieldmostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Westfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Westfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.