Natural hazards · Wayne

Wayne, WI natural hazards

Most of the natural-hazard damage FEMA expects in Wayne comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wayne?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wayne to be higher than in 33% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves40%Inland flooding27%Hail12%Tornadoes10%Strong wind6%Everything else5%

By hazard

What Wayne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

40% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 6 times a year in the area

Inland flooding

27% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Hail

12% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 6 years in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wayne flood?

FEMA's records show no paid flood insurance claims in Wayne.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wayne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lafayette County.

Disasters that hit Wayne

Federal disasters declared here

None of the disasters declared for Lafayette County shows FEMA aid or repair money reaching Wayne itself in FEMA’s records.

Brought FEMA money into WayneDeclared for Lafayette County only

Lafayette County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Wayne

Wayne and the towns around it

Very lowLowModerateHighVery high

Cadizmostly inland floodingLow

Waynemostly cold wavesLow

Wiotamostly cold wavesLow

Gratiotmostly cold wavesLow

Winslowmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wayne is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wayne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wayne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.