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Natural hazards · Wautoma

Wautoma, WI natural hazards

Most of the natural-hazard damage FEMA expects in Wautoma comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wautoma?

41
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wautoma to be higher than in 41% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves23%Hail15%Tornadoes14%Strong wind5%Everything else4%
By hazard

What Wautoma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Below average · higher than 41% of U.S. places
Recorded about once every 3 years in the area

Cold waves

23% of expected damage
Below average · higher than 30% of U.S. places
Recorded about 7 times a year in the area

Hail

15% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

14% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 25 years in the area

Strong wind

5% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wautoma flood?

FEMA's records show no paid flood insurance claims in Wautoma.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Wautoma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Waushara County.
Disasters that hit Wautoma

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wautoma itself: aid to households, or repair grants to the City of Wautoma.

Brought FEMA money into WautomaDeclared for Waushara County only
2004

Severe Storms and Flooding

1 household applied for aid
2002

Severe Storms and Flooding

$14K to the City of Wautoma for repairs
Waushara County has had 8 natural disasters declared since 1953, most often severe storms and floods.
Around Wautoma

Wautoma and the towns around it

Wautoma: Moderate, mostly inland floodingDakota: Moderate, mostly inland floodingRose: Moderate, mostly inland floodingDeerfield: Moderate, mostly inland floodingMount Morris: Moderate, mostly inland floodingCrystal Lake: Moderate, mostly cold wavesRichford: Moderate, mostly inland floodingMarion: Moderate, mostly inland floodingWautoma: Moderate, mostly inland flooding WautomaWautomaDakota
Very lowLowModerateHighVery high
Wautomamostly inland floodingModerate
Wautomamostly inland floodingModerate
Dakotamostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wautoma is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Wautoma’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wautoma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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