Natural hazards · Waupun

Waupun, WI natural hazards

Most of the natural-hazard damage FEMA expects in Waupun comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 12 claims here since 2008. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Waupun?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waupun to be higher than in 9% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves29%Inland flooding27%Tornadoes23%Hail8%Heat waves5%Strong wind5%Everything else3%

By hazard

What Waupun faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

29% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 6 times a year in the area

Inland flooding

27% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 80% of U.S. places

Hail

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Heat waves

5% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 3 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Waupun flood?

Every paid claim on a federal flood insurance policy in Waupun, from FEMA’s records.

12paid claims since 2008

$74Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Waupun is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Dodge County.

Disasters that hit Waupun

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waupun itself: aid to households, or repair grants to the City of Waupun.

Brought FEMA money into WaupunDeclared for Dodge County only

2011

Severe Winter Storm and Snowstorm

$9K to the City of Waupun for repairs

2008

Severe Storms, Tornadoes, and Flooding

546 households applied for aid $851K aid approved $185K to the City of Waupun for repairs

2008

Record Snow and Near Record Snow

$20K to the City of Waupun for repairs

2004

Severe Storms and Flooding

243 households applied for aid $187K aid approved $284K to the City of Waupun for repairs

Dodge County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Waupun

Waupun and the towns around it

Very lowLowModerateHighVery high

Waupunmostly inland floodingLow

Chestermostly inland floodingVery low

Altomostly inland floodingVery low

Waupunmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waupun is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Waupun’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Waupun. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.