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Natural hazards · Viola

Viola, WI natural hazards

Most of the natural-hazard damage FEMA expects in Viola comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 31 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Viola?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Viola to be higher than in 65% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves32%Tornadoes7%Everything else14%
By hazard

What Viola faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 3 times a year in the area

Cold waves

32% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 7 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 12 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Viola flood?

Every paid claim on a federal flood insurance policy in Viola, from FEMA’s records.

31paid claims since 1978
$869Kpaid to owners
3homes flooded more than once
19782026

Biggest named events

  • Storm: 12 claims, $324K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Viola isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Vernon County.

What’s been done with FEMA grants

13flood-prone properties bought out and cleared
Disasters that hit Viola

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Viola itself: aid to households, or repair grants to the Village of Viola.

Brought FEMA money into ViolaDeclared for Vernon County only
2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

65 households applied for aid $327K aid approved $161K to the Village of Viola for repairs
2017

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mud

$9K to the Village of Viola for repairs
2016

Severe Storms, Flooding, and Mudslides

$27K to the Village of Viola for repairs
2008

Severe Storms, Tornadoes, and Flooding

93 households applied for aid $280K aid approved $86K to the Village of Viola for repairs
2007

Severe Storms and Flooding

43 households applied for aid $82K aid approved $16K to the Village of Viola for repairs
2004

Severe Storms and Flooding

5 households applied for aid $4K aid approved
Vernon County has had 21 natural disasters declared since 1953, most often severe storms and floods.
Around Viola

Viola and the towns around it

Liberty: High, mostly inland floodingForest: High, mostly inland floodingKickapoo: High, mostly inland floodingWebster: High, mostly inland floodingViroqua: Very low, mostly cold wavesBloom: High, mostly inland floodingSylvan: High, mostly inland floodingStark: High, mostly inland floodingViola: High, mostly inland flooding ViolaLibertyForest
Very lowLowModerateHighVery high
Forestmostly inland floodingHigh
Violamostly inland floodingHigh
Libertymostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Viola is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Viola’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Viola. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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