Natural hazards · Vesper

Vesper, WI natural hazards

Most of the natural-hazard damage FEMA expects in Vesper comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vesper?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vesper to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves25%Tornadoes9%Hail6%Everything else4%

By hazard

What Vesper faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Cold waves

25% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 14 years in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vesper flood?

FEMA's records show no paid flood insurance claims in Vesper.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Vesper isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.

Disasters that hit Vesper

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Vesper itself: aid to households, or repair grants to the Village of Vesper.

Brought FEMA money into VesperDeclared for Wood County only

2004

Severe Storms and Flooding

1 household applied for aid $306 aid approved

2001

Flooding, Severe Storms and Tornadoes

$3K to the Village of Vesper for repairs

Wood County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Vesper

Vesper and the towns around it

Very lowLowModerateHighVery high

Vespermostly inland floodingModerate

Hansenmostly inland floodingModerate

Sigelmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vesper is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Vesper’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Vesper. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.