Natural hazards · True

True, WI natural hazards

Most of the natural-hazard damage FEMA expects in True comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is True?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in True to be higher than in 48% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves39%Tornadoes6%Everything else7%

By hazard

What True faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 4 years in the area

Cold waves

39% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 9 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does True flood?

FEMA's records show no paid flood insurance claims in True.

of homes in flood zones
are insured

of all homes
are insured

No community discount. True isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rusk County.

Disasters that hit True

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in True itself: aid to households, or repair grants to the Town of True.

Brought FEMA money into TrueDeclared for Rusk County only

2002

Severe Storms, Tornadoes and Flooding

$2K to the Town of True for repairs

Rusk County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around True

True and the towns around it

Very lowLowModerateHighVery high

Truemostly inland floodingModerate

Richlandmostly inland floodingModerate

Deweymostly inland floodingModerate

Cedar Rapidsmostly inland floodingModerate

Lawrencemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. True covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to True’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of True. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across True total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.