Natural hazards · Tomahawk

Tomahawk, WI natural hazards

Most of the natural-hazard damage FEMA expects in Tomahawk comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tomahawk?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tomahawk to be higher than in 46% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves41%Tornadoes6%Everything else6%

By hazard

What Tomahawk faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 3 years in the area

Cold waves

41% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 67% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tomahawk flood?

Every paid claim on a federal flood insurance policy in Tomahawk, from FEMA’s records.

1paid claims since 1981

$578paid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tomahawk isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Tomahawk

Federal disasters declared here

None of the disasters declared for Lincoln County shows FEMA aid or repair money reaching Tomahawk itself in FEMA’s records.

Brought FEMA money into TomahawkDeclared for Lincoln County only

Lincoln County has had 7 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tomahawk covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Tomahawk’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Tomahawk. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tomahawk total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.