Natural hazards · Sugar Camp

Sugar Camp, WI natural hazards

Most of the natural-hazard damage FEMA expects in Sugar Camp comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sugar Camp?

51
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sugar Camp to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves35%Everything else8%
By hazard

What Sugar Camp faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 3 years in the area

Cold waves

35% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 9 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sugar Camp flood?

FEMA's records show no paid flood insurance claims in Sugar Camp.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Sugar Camp isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oneida County.
Disasters that hit Sugar Camp

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Sugar Camp itself: aid to households, or repair grants to the Town of Sugar Camp.

Brought FEMA money into Sugar CampDeclared for Oneida County only
1999

Wi-Flood-07/20/99

$2K to the Town of Sugar Camp for repairs
Oneida County has had 7 natural disasters declared since 1953, most often floods and severe storms.
Around Sugar Camp

Sugar Camp and the towns around it

Three Lakes: Moderate, mostly inland floodingLincoln: Moderate, mostly inland floodingNewbold: Moderate, mostly inland floodingCloverland: Moderate, mostly inland floodingPine Lake: Moderate, mostly cold wavesStella: Low, mostly cold wavesHiles: Very low, mostly cold wavesWashington: Low, mostly cold wavesPiehl: Low, mostly cold wavesEagle River: Moderate, mostly inland floodingConover: Low, mostly cold wavesLake Tomahawk: Very low, mostly cold wavesSt. Germain: Very low, mostly cold wavesRhinelander: Low, mostly cold wavesCrescent: Very low, mostly cold wavesWoodruff: Very low, mostly cold wavesCassian: Low, mostly inland floodingPlum Lake: Low, mostly inland floodingPelican: Moderate, mostly inland floodingMonico: Low, mostly cold wavesSugar Camp: Moderate, mostly inland flooding Sugar CampThree LakesLincolnNewboldCloverlandPine LakeStella
Very lowLowModerateHighVery high
Three Lakesmostly inland floodingModerate
Sugar Campmostly inland floodingModerate
Lincolnmostly inland floodingModerate
Pine Lakemostly cold wavesModerate
Newboldmostly inland floodingModerate
Cloverlandmostly inland floodingModerate
Stellamostly cold wavesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sugar Camp is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Sugar Camp’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sugar Camp. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Sugar Camp

Wisconsin · WI · Oneida County
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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01