Natural hazards · Stubbs

Stubbs, WI natural hazards

Most of the natural-hazard damage FEMA expects in Stubbs comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stubbs?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stubbs to be higher than in 70% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves31%Everything else11%

By hazard

What Stubbs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 4 years in the area

Cold waves

31% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 9 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stubbs flood?

FEMA's records show no paid flood insurance claims in Stubbs.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stubbs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rusk County.

Disasters that hit Stubbs

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stubbs itself: aid to households, or repair grants to the Town of Stubbs.

Brought FEMA money into StubbsDeclared for Rusk County only

2001

Flooding, Severe Storms and Tornadoes

$8K to the Town of Stubbs for repairs

2000

Severe Storms, Tornadoes, and Flooding

$27K to the Town of Stubbs for repairs

1999

Wi-Flood-07/20/99

$3K to the Town of Stubbs for repairs

Rusk County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Stubbs

Stubbs and the towns around it

Very lowLowModerateHighVery high

Stubbsmostly inland floodingHigh

Brucemostly inland floodingHigh

Big Bendmostly inland floodingHigh

Thornapplemostly inland floodingHigh

Atlantamostly inland floodingModerate

Stricklandmostly inland floodingModerate

Weyerhaeusermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stubbs is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stubbs’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stubbs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.