Natural hazards · Strum

Strum, WI natural hazards

Most of the natural-hazard damage FEMA expects in Strum comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Strum?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Strum to be higher than in 59% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves19%Tornadoes8%Hail6%Everything else12%

By hazard

What Strum faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 3 times a year in the area

Cold waves

19% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 22 years in the area

Hail

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Strum flood?

FEMA's records show no paid flood insurance claims in Strum.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Strum isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Trempealeau County.

Disasters that hit Strum

Federal disasters declared here

None of the disasters declared for Trempealeau County shows FEMA aid or repair money reaching Strum itself in FEMA’s records.

Brought FEMA money into StrumDeclared for Trempealeau County only

Trempealeau County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Strum is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Strum’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Strum. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.