Natural hazards · Stratford

Stratford, WI natural hazards

Most of the natural-hazard damage FEMA expects in Stratford comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stratford?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stratford to be higher than in 40% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves32%Tornadoes8%Everything else9%

By hazard

What Stratford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once a year in the area

Cold waves

32% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 36 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stratford flood?

FEMA's records show no paid flood insurance claims in Stratford.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stratford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marathon County.

Disasters that hit Stratford

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Stratford itself: aid to households, or repair grants to the Village of Stratford.

Brought FEMA money into StratfordDeclared for Marathon County only

2002

Severe Storms and Flooding

$19K to the Village of Stratford for repairs

Marathon County has had 10 natural disasters declared since 1953, most often severe storms and floods.

Around Stratford

Stratford and the towns around it

Very lowLowModerateHighVery high

Stratfordmostly inland floodingModerate

Eau Pleinemostly inland floodingModerate

Clevelandmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stratford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stratford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Stratford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stratford total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.