Natural hazards · Steuben

Steuben, WI natural hazards

Most of the natural-hazard damage FEMA expects in Steuben comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 15 claims here since 2007. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Steuben?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Steuben to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding52%Tornadoes12%Cold waves12%Hail8%Heat waves8%Everything else9%

By hazard

What Steuben faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 9 years in the area

Cold waves

12% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 6 times a year in the area

Hail

8% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Steuben flood?

Every paid claim on a federal flood insurance policy in Steuben, from FEMA’s records.

15paid claims since 2007

$548Kpaid to owners

3homes flooded more than once

20072026

Biggest named events

Storm: 4 claims, $160K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Steuben isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared

Disasters that hit Steuben

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Steuben itself: aid to households, or repair grants to the Village of Steuben.

Brought FEMA money into SteubenDeclared for Crawford County only

2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

6 households applied for aid $10K aid approved $21K to the Village of Steuben for repairs

2016

Severe Storms, Flooding, and Mudslides

$11K to the Village of Steuben for repairs

2013

Severe Storms, Flooding, and Mudslides

$23K to the Village of Steuben for repairs

2008

Severe Storms, Tornadoes, and Flooding

13 households applied for aid $41K aid approved $39K to the Village of Steuben for repairs

2007

Severe Storms and Flooding

12 households applied for aid $18K aid approved $3K to the Village of Steuben for repairs

2004

Severe Storms and Flooding

4 households applied for aid

2000

Severe Storms, Tornadoes, and Flooding

$15K to the Village of Steuben for repairs

Crawford County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Steuben

Steuben and the towns around it

Very lowLowModerateHighVery high

Steubenmostly inland floodingLow

Eastmanmostly inland floodingLow

Mariettamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Steuben covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Steuben’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Steuben. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Steuben total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.