Natural hazards · Stanley

Stanley, WI natural hazards

Most of the natural-hazard damage FEMA expects in Stanley comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stanley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stanley to be higher than in 32% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves29%Tornadoes11%Everything else13%

By hazard

What Stanley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Cold waves

29% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 14 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stanley flood?

FEMA's records show no paid flood insurance claims in Stanley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stanley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chippewa County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Stanley

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stanley itself: aid to households, or repair grants to the City of Stanley.

Brought FEMA money into StanleyDeclared for Chippewa County only

2016

Severe Storms, Flooding, and Mudslides

$6K to the City of Stanley for repairs

2001

Flooding, Severe Storms and Tornadoes

$18K to the City of Stanley for repairs

Chippewa County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Stanley

Stanley and the towns around it

Very lowLowModerateHighVery high

Stanleymostly inland floodingLow

Delmarmostly inland floodingLow

Thorpmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stanley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stanley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stanley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.