Natural hazards · Springwater

Springwater, WI natural hazards

Most of the natural-hazard damage FEMA expects in Springwater comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springwater?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springwater to be higher than in 47% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves18%Hail15%Tornadoes13%Everything else9%

By hazard

What Springwater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 3 years in the area

Cold waves

18% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 7 times a year in the area

Hail

15% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 49 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springwater flood?

FEMA's records show no paid flood insurance claims in Springwater.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Springwater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Waushara County.

Disasters that hit Springwater

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Springwater itself: aid to households, or repair grants to the Town of Springwater.

Brought FEMA money into SpringwaterDeclared for Waushara County only

2001

Flooding, Severe Storms and Tornadoes

$37K to the Town of Springwater for repairs

Waushara County has had 8 natural disasters declared since 1953, most often severe storms and floods.

Around Springwater

Springwater and the towns around it

Very lowLowModerateHighVery high

Saxevillemostly inland floodingModerate

Mount Morrismostly inland floodingModerate

Springwatermostly inland floodingModerate

Wild Rosemostly inland floodingModerate

Rosemostly inland floodingModerate

Daytonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springwater covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Springwater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Springwater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Springwater total about $820K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.