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Housing in Spirit

A typical Spirit home is worth roughly $252,000

Typical home value
$252K
WI $340K
Estimate
2-bedroom rent
$1,090
a month, utilities in · HUD
Median tax bill
$3,125
WI $3,792

What kind of housing town is Spirit?

Read from the numbers below. The page puts what stands out first.

★ What stands out · The homes

1 of Spirit’s houses are on the National Register

Half of Spirit’s homes were built before 1978.

History →
Owners and renters
Own 92%Rent 8%

Wisconsin: 68% own.

1978
typical home built · WI 1975
$3,125
median property tax bill · WI $3,792
51%
of homes are seasonal or vacation homes
Historic houses in Spirit

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error. Historic houses: National Register of Historic Places.

Affordability

What it takes to buy in Spirit

Try your own numbers below.

You could afford about
$279,000
Typical Spirit home $252K

That covers a typical Spirit home, with $28K to spare.

The typical home, each month
$1,620
Loan $1,250Tax $300Insurance $70

A two-bedroom rents for about $1,090 a month here, $530 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Wisconsin typical property tax (1.42% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,090

Renters already here pay a median of $850, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$820
1 bedroom$840
2 bedrooms$1,090
3 bedrooms$1,360
4 bedrooms$1,460
8%
of households rent · WI 32%
10
renter households
$850
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Lincoln County, WI): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Spirit vs. its neighbors

Spirit is the 2nd least expensive of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Spirit$252K*—$1,090—$77,500
Rib Lake$226K+7.6%$9701$79,091
Hill——$1,1100$59,511
Tomahawk$291K+7.1%$1,040—$62,341

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Spirit buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Spirit still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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