Natural hazards · Somo

Somo, WI natural hazards

Most of the natural-hazard damage FEMA expects in Somo comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Somo?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Somo to be higher than in 56% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves37%Tornadoes6%Everything else6%

By hazard

What Somo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 3 years in the area

Cold waves

37% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 33 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Somo flood?

FEMA's records show no paid flood insurance claims in Somo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Somo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Somo

Federal disasters declared here

None of the disasters declared for Lincoln County shows FEMA aid or repair money reaching Somo itself in FEMA’s records.

Brought FEMA money into SomoDeclared for Lincoln County only

Lincoln County has had 7 natural disasters declared since 1953, most often severe storms and floods.

Around Somo

Somo and the towns around it

Very lowLowModerateHighVery high

Tomahawkmostly inland floodingModerate

Somomostly inland floodingModerate

Wilsonmostly inland floodingModerate

Lynnemostly inland floodingLow

Knoxmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Somo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Somo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Somo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.