Natural hazards · Shawano

Shawano, WI natural hazards

Most of the natural-hazard damage FEMA expects in Shawano comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2019.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shawano?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shawano to be higher than in 41% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves42%Inland flooding37%Tornadoes10%Everything else11%

By hazard

What Shawano faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

42% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

37% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

10% of expected damage

Well above average · higher than 84% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shawano flood?

Every paid claim on a federal flood insurance policy in Shawano, from FEMA’s records.

1paid claims since 2019

$14Kpaid to owners

0homes flooded more than once

20192026

Biggest named events

March 2019 Midwest Flooding: 1 claim, $14K

of all homes
are insured

No community discount. Shawano isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shawano County.

Disasters that hit Shawano

Federal disasters declared here

None of the disasters declared for Shawano County shows FEMA aid or repair money reaching Shawano itself in FEMA’s records.

Brought FEMA money into ShawanoDeclared for Shawano County only

Shawano County has had 6 natural disasters declared since 1953, most often severe storms and floods.

Around Shawano

Shawano and the towns around it

Very lowLowModerateHighVery high

Wescottmostly inland floodingHigh

Shawanomostly cold wavesModerate

Belle Plainemostly inland floodingLow

Richmondmostly inland floodingLow

Waukechonmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shawano covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Shawano’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Shawano. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shawano total about $5.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.