Natural hazards · Schofield

Schofield, WI natural hazards

Most of the natural-hazard damage FEMA expects in Schofield comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2010. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Schofield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Schofield to be higher than in 19% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves40%Tornadoes7%Everything else9%

By hazard

What Schofield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Cold waves

40% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 59% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Schofield flood?

Every paid claim on a federal flood insurance policy in Schofield, from FEMA’s records.

1paid claims since 2010

$16Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Schofield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marathon County.

Disasters that hit Schofield

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Schofield itself: aid to households, or repair grants to the City of Schofield.

Brought FEMA money into SchofieldDeclared for Marathon County only

2026

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $15K aid approved

Marathon County has had 10 natural disasters declared since 1953, most often severe storms and floods.

Around Schofield

Schofield and the towns around it

Very lowLowModerateHighVery high

Rib Mountainmostly inland floodingModerate

Rothschildmostly inland floodingLow

Wausaumostly cold wavesLow

Westonmostly inland floodingLow

Schofieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Schofield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Schofield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Schofield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Schofield total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.