Saratoga, WI housing market
Home prices around Saratoga have risen about 68% over the past 5 years. Builders were permitted 16 new homes in 2025.
Home values, sales, trends and how Saratoga compares with the towns next door — updated as new data is published.
Home prices up 68% in 5 years
The federal house price index for the ZIP codes around Saratoga rose 68% over the past 5 years, faster than across Wisconsin (57%). Last year prices rose 6.4%. Carrying the Census median home value forward with that index puts the typical Saratoga home at roughly $316,000 today.
Show as a table
| Year | Change that year | Since 2000 | Wisconsin since 2000 |
|---|---|---|---|
| 2025 | +6.4% | +147% | +143% |
| 2024 | +8.1% | +132% | +131% |
| 2023 | +13% | +115% | +116% |
| 2022 | +16% | +90% | +95% |
| 2021 | +12% | +65% | +70% |
| 2020 | +3.1% | +47% | +54% |
| 2019 | +4.1% | +43% | +50% |
| 2018 | +6.5% | +37% | +43% |
| 2017 | +4.5% | +29% | +36% |
| 2016 | +2% | +24% | +29% |
| 2015 | +1.6% | +21% | +24% |
| 2014 | −0.3% | +19% | +21% |
| 2013 | −1.2% | +20% | +19% |
| 2012 | −2.6% | +21% | +19% |
| 2011 | −1.3% | +24% | +21% |
| 2010 | −1.7% | +26% | +25% |
| 2009 | −2.6% | +28% | +31% |
| 2008 | +1.4% | +31% | +36% |
| 2007 | +2.8% | +30% | +38% |
| 2006 | +1.6% | +26% | +36% |
| 2005 | +7.8% | +24% | +32% |
| 2004 | +5.9% | +15% | +21% |
| 2003 | +2.2% | +8.7% | +13% |
| 2002 | +1.4% | +6.3% | +9.3% |
| 2001 | +4.9% | +4.9% | +5.2% |
| 2000 | — | — | — |
How Saratoga ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP codes 54494, 54457, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
16 new homes permitted in 2025
Builders were permitted 16 new homes in Saratoga in 2025, all single-family houses, worth about $5.9 million to build. That's 3.2 per 1,000 residents, slower than across Wisconsin (4.3). Over the past 10 years, Saratoga has permitted 151 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Saratoga's population fell by 82 even though 100 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Wisconsin: 1.3 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 10 | 10 | 0 | $3.6 million |
| 2025 | 16 | 16 | 0 | $5.9 million |
| 2024 | 18 | 18 | 0 | $6.4 million |
| 2023 | 17 | 17 | 0 | $5.2 million |
| 2022 | 28 | 20 | 8 | $6.7 million |
| 2021 | 11 | 11 | 0 | $2.7 million |
| 2020 | 9 | 9 | 0 | $2.4 million |
| 2019 | 18 | 10 | 8 | $3.6 million |
| 2018 | 15 | 15 | 0 | $4 million |
| 2017 | 12 | 12 | 0 | $2.1 million |
| 2016 | 7 | 7 | 0 | $1.9 million |
| 2015 | 6 | 6 | 0 | $1.5 million |
| 2014 | 9 | 9 | 0 | $1.8 million |
| 2013 | 8 | 8 | 0 | $1.9 million |
| 2012 | 16 | 16 | 0 | $2.7 million |
| 2011 | 7 | 7 | 0 | $1.3 million |
| 2010 | 2 | 2 | 0 | $320,000 |
| 2009 | 8 | 8 | 0 | $1.2 million |
| 2008 | 9 | 9 | 0 | $1.1 million |
| 2007 | 12 | 12 | 0 | $1.5 million |
| 2006 | 15 | 15 | 0 | $1.8 million |
| 2005 | 17 | 17 | 0 | $2.1 million |
| 2004 | 18 | 18 | 0 | $2.2 million |
| 2003 | 18 | 18 | 0 | $2.2 million |
| 2002 | 22 | 22 | 0 | $2.6 million |
| 2001 | 25 | 25 | 0 | $2.8 million |
| 2000 | 15 | 15 | 0 | $1.6 million |
How Saratoga ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Saratoga and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Saratoga | — | +6.4%† | $1,040 | 16 | $74,499 |
| Nekoosa | $277K | +4.5% | $970 | 1 | $46,458 |
| Port Edwards | $204K | +3.6% | $970 | 3 | $81,103 |
| Port Edwards | — | +10.3%† | $1,010 | 5 | $75,598 |
| Rome | — | +8.3%† | $970 | 49 | $79,728 |
| Grant | — | +5.6%† | $1,040 | 4 | $89,167 |
| Grand Rapids | — | +5.7%† | $1,070 | 18 | $96,658 |
† FHFA price index change, where Zillow has no home value for the town.
2.4 years of income
The typical Saratoga home costs about 2.4 years of the town's median household income, less than across Wisconsin (4.4 years).
How Saratoga ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,040
HUD's Fair Market Rent for a two-bedroom in Saratoga is $1,040 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Saratoga pay a median of $1,013. A two-bedroom takes about 17% of the town's median household income.
Studio $750 · 4 bedrooms $1,390
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (54457, 54494; Adams County, WI), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.