Natural hazards · Rush River

Rush River, WI natural hazards

Most of the natural-hazard damage FEMA expects in Rush River comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rush River?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rush River to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes23%Strong wind12%Cold waves10%Hail7%Everything else4%

By hazard

What Rush River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

23% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 19 years in the area

Strong wind

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 9 times a year in the area

Hail

7% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rush River flood?

FEMA's records show no paid flood insurance claims in Rush River.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rush River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Croix County.

Disasters that hit Rush River

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Rush River itself: aid to households, or repair grants to the Town of Rush River.

Brought FEMA money into Rush RiverDeclared for St. Croix County only

2013

Severe Storms, Flooding, and Mudslides

$832 to the Town of Rush River for repairs

St. Croix County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Rush River

Rush River and the towns around it

Very lowLowModerateHighVery high

Martellmostly inland floodingModerate

Rush Rivermostly inland floodingLow

Pleasant Valleymostly inland floodingLow

Eau Gallemostly inland floodingLow

Baldwinmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rush River is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rush River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Rush River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.