Natural hazards · Rubicon

Rubicon, WI natural hazards

Most of the natural-hazard damage FEMA expects in Rubicon comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1996. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rubicon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rubicon to be higher than in 16% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves18%Tornadoes18%Hail9%Everything else10%

By hazard

What Rubicon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 20 years in the area

Hail

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rubicon flood?

Every paid claim on a federal flood insurance policy in Rubicon, from FEMA’s records.

1paid claims since 1996

$10Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rubicon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dodge County.

Disasters that hit Rubicon

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rubicon itself: aid to households, or repair grants to the Town of Rubicon.

Brought FEMA money into RubiconDeclared for Dodge County only

2011

Severe Winter Storm and Snowstorm

$9K to the Town of Rubicon for repairs

2008

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $19K aid approved $21K to the Town of Rubicon for repairs

2008

Record Snow and Near Record Snow

$6K to the Town of Rubicon for repairs

2004

Severe Storms and Flooding

1 household applied for aid $813 aid approved

Dodge County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Rubicon

Rubicon and the towns around it

Very lowLowModerateHighVery high

Hustisfordmostly inland floodingLow

Rubiconmostly inland floodingVery low

Ashippunmostly inland floodingVery low

Hartfordmostly cold wavesVery low

Hartfordmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rubicon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rubicon’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Rubicon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rubicon total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.