Natural hazards · Royalton

Royalton, WI natural hazards

Most of the natural-hazard damage FEMA expects in Royalton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Royalton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Royalton to be higher than in 12% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves30%Tornadoes15%Hail8%Everything else9%

By hazard

What Royalton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once every 3 years in the area

Cold waves

30% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 32 years in the area

Hail

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Royalton flood?

Every paid claim on a federal flood insurance policy in Royalton, from FEMA’s records.

2paid claims since 1979

$9Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Royalton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Waupaca County.

Disasters that hit Royalton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Royalton itself: aid to households, or repair grants to the Town of Royalton.

Brought FEMA money into RoyaltonDeclared for Waupaca County only

2019

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$7K to the Town of Royalton for repairs

Waupaca County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Royalton

Royalton and the towns around it

Very lowLowModerateHighVery high

Mukwamostly inland floodingModerate

Little Wolfmostly inland floodingVery low

Royaltonmostly inland floodingVery low

Weyauwegamostly inland floodingVery low

Waupacamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Royalton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Royalton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Royalton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Royalton total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.