Natural hazards · Rome

Rome, WI natural hazards

Most of the natural-hazard damage FEMA expects in Rome comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2010. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rome?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rome to be higher than in 67% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves19%Tornadoes9%Hail7%Everything else7%

By hazard

What Rome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Cold waves

19% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 18 years in the area

Hail

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rome flood?

Every paid claim on a federal flood insurance policy in Rome, from FEMA’s records.

3paid claims since 2010

$9Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adams County.

Disasters that hit Rome

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Rome itself: aid to households, or repair grants to the Town of Rome.

Brought FEMA money into RomeDeclared for Adams County only

2004

Severe Storms and Flooding

$5K to the Town of Rome for repairs

Adams County has had 10 natural disasters declared since 1953, most often severe storms and floods.

Around Rome

Rome and the towns around it

Very lowLowModerateHighVery high

Port Edwardsmostly inland floodingVery high

Armeniamostly inland floodingHigh

Romemostly inland floodingHigh

Leolamostly inland floodingHigh

Saratogamostly inland floodingHigh

Monroemostly inland floodingHigh

Colburnmostly inland floodingHigh

Big Flatsmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rome covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rome’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Rome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rome total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.