Natural hazards · Ridgeville

Ridgeville, WI natural hazards

Most of the natural-hazard damage FEMA expects in Ridgeville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ridgeville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridgeville to be higher than in 73% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves24%Tornadoes6%Strong wind5%Hail5%Everything else4%

By hazard

What Ridgeville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Cold waves

24% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 16 years in the area

Strong wind

5% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Hail

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ridgeville flood?

Every paid claim on a federal flood insurance policy in Ridgeville, from FEMA’s records.

5paid claims since 1978

$19Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ridgeville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Ridgeville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ridgeville itself: aid to households, or repair grants to the Town of Ridgeville.

Brought FEMA money into RidgevilleDeclared for Monroe County only

2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

$204K to the Town of Ridgeville for repairs

2017

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mud

$33K to the Town of Ridgeville for repairs

2008

Severe Storms, Tornadoes, and Flooding

$25K to the Town of Ridgeville for repairs

2004

Severe Storms and Flooding

$13K to the Town of Ridgeville for repairs

Monroe County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Ridgeville

Ridgeville and the towns around it

Very lowLowModerateHighVery high

Ridgevillemostly inland floodingHigh

Wiltonmostly inland floodingHigh

Sheldonmostly inland floodingHigh

Adrianmostly inland floodingModerate

Wellsmostly inland floodingModerate

Jeffersonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridgeville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ridgeville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Ridgeville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ridgeville total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.