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Natural hazards · Readstown

Readstown, WI natural hazards

Most of the natural-hazard damage FEMA expects in Readstown comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 2007. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Readstown?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Readstown to be higher than in 65% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves32%Tornadoes7%Everything else14%
By hazard

What Readstown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 3 times a year in the area

Cold waves

32% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 7 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 12 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Readstown flood?

Every paid claim on a federal flood insurance policy in Readstown, from FEMA’s records.

11paid claims since 2007
$729Kpaid to owners
2homes flooded more than once
20072026

Biggest named events

  • Storm: 2 claims, $20K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Readstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Vernon County.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared
Disasters that hit Readstown

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Readstown itself: aid to households, or repair grants to the Village of Readstown.

Brought FEMA money into ReadstownDeclared for Vernon County only
2026

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

44 households applied for aid $290K aid approved $71K to the Village of Readstown for repairs
2017

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mud

$27K to the Village of Readstown for repairs
2016

Severe Storms, Flooding, and Mudslides

$34K to the Village of Readstown for repairs
2008

Severe Storms, Tornadoes, and Flooding

47 households applied for aid $148K aid approved $27K to the Village of Readstown for repairs
2007

Severe Storms and Flooding

51 households applied for aid $121K aid approved $28K to the Village of Readstown for repairs
2004

Severe Storms and Flooding

8 households applied for aid $18K aid approved $11K to the Village of Readstown for repairs
2000

Severe Storms, Tornadoes, and Flooding

$27K to the Village of Readstown for repairs
Vernon County has had 21 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Readstown is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Readstown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Readstown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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