Natural hazards · Random Lake

Random Lake, WI natural hazards

Most of the natural-hazard damage FEMA expects in Random Lake comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Random Lake?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Random Lake to be higher than in 8% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves20%Tornadoes18%Hail7%Everything else7%

By hazard

What Random Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Cold waves

20% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

18% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 65 years in the area

Hail

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Random Lake flood?

FEMA's records show no paid flood insurance claims in Random Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Random Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sheboygan County.

Disasters that hit Random Lake

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Random Lake itself: aid to households, or repair grants to the Village of Random Lake.

Brought FEMA money into Random LakeDeclared for Sheboygan County only

2008

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $5K aid approved

2004

Severe Storms and Flooding

1 household applied for aid $1K aid approved

2000

Snow

$4K to the Village of Random Lake for repairs

Sheboygan County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Random Lake

Random Lake and the towns around it

Very lowLowModerateHighVery high

Random Lakemostly inland floodingVery low

Shermanmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Random Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Random Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Random Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.